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Grocery question: I use WalMart grocery pickup...
Grocery question: I use WalMart grocery pickup weekly for our groceries.
+51
votes
asked
Feb 1, 2020
by
krueger
(
2.1k
points)
Grocery question: I use WalMart grocery pickup weekly for our groceries. You cannot pay with cash and do grocery pickup. So does anyone else use grocery pickup and just not do a cash envelope for groceries?!? I feel like I spend less doing the pickup because I don’t go in the store and see things I want but don’t need.
envelope
grocery
cash
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40
Answers
0
votes
answered
Feb 1, 2020
by
cunnilingus
(
1.6k
points)
Best answer
♀️ I leave that amount in my account. I do groceries and gas this way
commented
Feb 1, 2020
by
braynard
(
110
points)
I do this as well ( for groceries) it works so well for me and I spend far less that what I do when I go into the store.
commented
Feb 1, 2020
by
krueger
(
2.1k
points)
@
braynard
right! Me too!
commented
Feb 1, 2020
by
cunnilingus
(
1.6k
points)
@
krueger.
Some weeks I have to just throw something in there just to make the minimum for pick up!
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0
votes
answered
Feb 1, 2020
by
herr
(
3.9k
points)
I use electronic envelopes for gas and target (because I do pick up there). You could try that! I made a form to keep in my binder to track it just like a regular envelope for me. Happy to share if you want.
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0
votes
answered
Feb 1, 2020
by
bipetalous
(
830
points)
We also do walmart pickup. We just leave that amount in our account and make sure to track it so we dont go over budget
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0
votes
answered
Feb 1, 2020
by
kinetic
(
150
points)
I use my checking account to cover my Walmart grocery pickup and then budget about $60 for miscellaneous groceries throughout the week for milk, bread, etc.
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0
votes
answered
Feb 1, 2020
by
helterskelter
(
1.7k
points)
Pay cash for Walmart gift cards maybe?
commented
Feb 1, 2020
by
helterskelter
(
1.7k
points)
@
strachan
that's insane! So weird.
commented
Feb 1, 2020
by
krueger
(
2.1k
points)
@
helterskelter
I wish you could!
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0
votes
answered
Feb 1, 2020
by
lynea
(
3.2k
points)
I leave grocery money in my bank account & use Walmart pickup. I just make sure I track my spending accordingly.
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0
votes
answered
Feb 1, 2020
by
maiolica
(
300
points)
I leave grocery money and gas money in the account.
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0
votes
answered
Feb 1, 2020
by
ultimatum
(
1.2k
points)
♀️ I just leave the grocery budget on my debit card and then track.
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0
votes
answered
Feb 1, 2020
by
shea
(
660
points)
I do the same version of this through Kroger. I just use my debit card and account for it in my books. I DEFINITELY spend way less, I am able to look at my cupboards while assembling my list, and my time is worth the fee to me.
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0
votes
answered
Feb 1, 2020
by
chemisorb530
(
150
points)
I have a checking account with 1 debit card labeled gas/groceries. The only $ in that account is what’s budgeted for this exactly
commented
Feb 1, 2020
by
krueger
(
2.1k
points)
@
chemisorb530
that’s a great idea!
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0
votes
answered
Feb 1, 2020
by
tortuous
(
150
points)
We have a credit card for things like this and gas. When we charge on it the money is moved from the appropriate envelope into the credit card envelope. Then later that week I deposit the money and pay the card off.
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0
votes
answered
Feb 1, 2020
by
meningitis
(
13.9k
points)
My grocery “envelope” is actually it’s own separate checking account for exactly this reason. I spend WAY LESS when I am not in the store. I work on my shopping list all week and tweak things and rearrange meal plans to fit my budget this way.
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0
votes
answered
Feb 1, 2020
by
catechize
(
14.2k
points)
I do, I just budget it and keep it in the checking.
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0
votes
answered
Feb 1, 2020
by
zebu8065
(
1.2k
points)
I pull money out of my envelope and put it back in my checking account after I pick up my groceries.
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0
votes
answered
Feb 1, 2020
by
broddie3165
(
360
points)
Watch today’s Instagram story’s, Miko talks through how she handles it
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0
votes
answered
Feb 1, 2020
by
eal160
(
3.2k
points)
I leave that money in my checking account. I put the grocery pickup on my credit card to earn cash back rewards, and then pay it off. I created a tracker to track how much I've spent and how much is left in my "envelope".
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0
votes
answered
Feb 1, 2020
by
endowment
(
1.4k
points)
Just a thought but if you really are consistent with Wal-Mart how about a re loadable WM card. Then you can use that as your "envelope".
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0
votes
answered
Feb 1, 2020
by
chinaware
(
890
points)
Use checking account and then replenish with cash. Just make sure you track it.
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0
votes
answered
Feb 1, 2020
by
colley75470
(
3.6k
points)
Groceries and gas stay in my checking account. Everything else is placed in a different area.
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0
votes
answered
Feb 1, 2020
by
sacha9
(
1.5k
points)
I do pickup with target, Kroger and Walmart. All the same morning. I take cash out for Aldi if I go. They’re all next to each other, so it’s easy.
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0
votes
answered
Feb 1, 2020
by
tectonic
(
150
points)
I buy a gift card for my groceries and just use that for check out process
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0
votes
answered
Feb 1, 2020
by
bipartisan2
(
2.9k
points)
I’m going to get a prepaid Visa card from my bank and put 2 or 3 hundred dollars on it. That way I can shop online and pull money from the appropriate envelope and deposit it and reload the card.
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0
votes
answered
Feb 1, 2020
by
mnemonics
(
1.1k
points)
I get cash out but then immediately deposit it if I swiped my card for that category
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0
votes
answered
Feb 1, 2020
by
isidora1687
(
1.2k
points)
We have a transfer envelope. I’ll budget and order groceries online (only like once a month though, usually I go to aldi) then my hubby swings by the back and deposit the cash otw to work
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0
votes
answered
Feb 1, 2020
by
allomerism639
(
770
points)
I keep it on my account and track I feel like I live at my bank these days lol
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0
votes
answered
Feb 1, 2020
by
gadid31
(
440
points)
♀️ I put it in my Bill section
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0
votes
answered
Feb 1, 2020
by
poston
(
150
points)
I would have a grocery budget for pickup and a separate small budget for cash based on how you typically spend.
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0
votes
answered
Feb 1, 2020
by
monograph6
(
4.6k
points)
This doesn’t help with payment method, but if you use the Shopkick app for your Walmart grocery pickup you get 2, 000 kicks. You can cash out for a $25 gift card at 6, 250 kicks so this is like getting $8 cash back on every order.
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0
votes
answered
Feb 1, 2020
by
laurice
(
1.4k
points)
I use cashless envelopes where I have an index card with my monthly budget for each category, write down what I spend, and keep track that way. I use Walmart Pickup and do not have cash that I can take out readily.
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0
votes
answered
Feb 1, 2020
by
mosqueda
(
7.9k
points)
We do a separate sub-checking account and money comes directly out of that instead of using cash
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0
votes
answered
Feb 1, 2020
by
kohler
(
2.2k
points)
I still use a grocery cash envelope, but I pay with a credit card and transfer the money to an online spending envelope. At the end of the month I pay off the credit card with the cash in the online spending envelope.
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0
votes
answered
Feb 1, 2020
by
doralynne
(
150
points)
We do cash but keep our grocery money in checking. :)
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0
votes
answered
Feb 1, 2020
by
percale4999
(
2k
points)
Purchase a gift card or a prepaid card.
commented
Feb 1, 2020
by
lazuli
(
1.9k
points)
@
percale4999
I don’t think Walmart grocery lets you use prepaid cards but you can use a gift card.
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0
votes
answered
Feb 1, 2020
by
tatianna
(
350
points)
I use Walmart grocery pickup every week too. My grocery budget is $400 per month. I just leave that amount in my checking account
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0
votes
answered
Feb 1, 2020
by
adelaidaadelaide513
(
5.4k
points)
Me! Or i will pull out money and then transfer back to the bank.
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0
votes
answered
Feb 1, 2020
by
radiometer
(
1.7k
points)
I am trying something different this month. I took out my grocery cash and put it in the envelope. I use my paid off credit card for groceries because it gets me 2% cash back. Today I went to Costco, paid with the card, then I took the cash out and put it into the Pay Credit Card envelope. My plan is to only charge what I have cash for and then take the cash and deposit it to pay the card 2 days before the bill is due. I think I can handle this responsibility but we will see on Feb 24.
commented
Feb 1, 2020
by
breeze9684
(
5.8k
points)
@
radiometer
this is what I do
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0
votes
answered
Feb 1, 2020
by
breeze9684
(
5.8k
points)
I try to use cash for everything, but I often don't have my envelopes with me when I need them. So I use my AmEx card, and I have an envelope section that says "back to AmEx". I take the cash for what I spent out of its category and put it in there. Then I use that cash at the end of the month to pay off my AmEx in full. But this way I only have to go to the bank once
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0
votes
answered
Feb 1, 2020
by
brout
(
2.1k
points)
Groceries is the one account that I leave in the bank. I have a completely separate account just for food that has a different ATM card for. It works for me because I only shop at the Walmart Pick up.
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0
votes
answered
Feb 1, 2020
by
tweed4044
(
3.6k
points)
Miko does this. She has an online envelope for that.
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0
votes
answered
Feb 1, 2020
by
jokester
(
2.7k
points)
We do pick up. Then subtract that amount from out budgeted amount. Take what’s left in cash.
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