Question

Anyone else fall off the wagon in January? Just me‍♀️‍♀️ okay then. I'm not even interested in tracking my spending because I know full well I won't like the results. So I'm starting fresh in FEBRUARY With my bank account balance as my starting point. My point here is. Dont beat yourself up if you fell off the wagon like me. Just start over. Just start somewhere. Y'all got this ish!  

Answer 1

I fell off - hard. I was doing great at the beginning of January but the last couple weeks I was just a disaster  February has much more hope for me!  

Comments

@cyrillus this is me. We got this. ♥️

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@silo226 we sure do, girl!  

Answer 2

I fell off but I am also determined to get back on track!  

Answer 3

I fell off too. Spent way too much eating out. Today is a new month and determined to do better

Answer 4

Me too!  

Answer 5

Yes! Right there with you!  

Answer 6

I fell off the wagon and it ran me over! February is a new month!  

Answer 7

Yup that was me. My head was not in it. fell off the band wagon too! Ugh!  

Answer 8

Starting FRESH in February over here‍♀️We were hit with blow after blow after blow and had to use EVERYTHING saved from Jan. Its okay though, I got this  

Answer 9

This is me!  

Answer 10

I sure did! I didn’t even know what happened! Lol

Answer 11

Same. January was rough. Spent too much. Today is a new month!  

Answer 12

Same here but in my defence I had my sons bday & I always buy the younger kids new shoes for holidays in Jan (previous seasons on sale) instead of paying full whack come April when we go  I’m hoping to be better in Feb  

Answer 13

‍♀️ did great until I charged close to $2000 on a credit card that was $160 away from being paid off. ☹️

Answer 14

Starting over too!  

Answer 15

I'm definitely starting over! I started today matter a fact.  

Answer 16

Yessss so me at this point

Answer 17

Yeppp, i had good intentions, but my mom ended up in the er and admitted to the hospital ICU around new years and my whole life was on pause, spent a lot on hospital food, vending machines, coffee, and take out  she comes home tomorrow so hoping to try again for February

Answer 18

I overspent on fast food. I still tracked it though so I could be aware of what needs to change

Comments

@baily1826 I did that with other spending - overspent on certain things but kept track of every single thing to see what needs to change in feb!  

Answer 19

I personally would track just to have the numbers no matter how far off they are. For me I love seeing how much my net worth is and comparing . month to month

Comments

@plunkett oh, I cracked my Bill's and payoffs. Lol. Just not even interested in knowing where the rest went when I know where it should have went.  

Answer 20

I would track it just simply because if you don't know where your numbers are. You are basically setting yourself up to fail for in February going forward. I k ow I didn't do so well in January either. But in February I know what needs to be done ❤ good luck in February❤

Answer 21

Food. That’s my downfall  I’ve been here since January and was planning on starting then, but nope. So even though I’m already a day behind, fingers crossed for getting it together in February  

Answer 22

Yep. Spending, emegencies and bad planning. Ready for this month to be better.  

Answer 23

I fell off but it was because had a family member in an emergency situation. I ended up charging about $700 to a CC. Started February with a transfer from my EF to pay it off. That’s what it’s for and I’d rather build it back up than pay interest to a CC company.  

Answer 24

I fell off and can’t wait to get back on!  

Answer 25

You got this!  

Answer 26

Us for sure we had some unexpected stuff that costed us about 1300