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Hi I’m struggling with debt I’m on fix income (social security) I don’t even know where to begin paying off 30,00 in credit cards.

+3 votes
by (720 points)
Hi I’m struggling with debt I’m on fix income (social security) I don’t even know where to begin paying off 30, 00 in credit cards. I don’t understand the envelope cash, could someone please explain it to me? My son and mother live with me and I’m renting my house from my daughter. I’m 68 and due to medical issues I’m unable to work. Please don’t judge me. Thank you
Hi I’m struggling with debt I’m on fix income (social security) I don’t even know where to beg

3 Answers

0 votes
by (2.9k points)
You're in a safe space here, you shouldn't be judged anyway. Have you done Miko's email course?! It's free and is a week long explaining how she does the budgets. I would start there.  
+2 votes
by (1.4k points)
Sound advice from previous poster. You need to do a written down budget where you can see clearly where your money is being spent. Start off by listing all bills and value - are they ALL essential? Do your mum and son pay rent to you or contribute?  
+3 votes
by (3.2k points)
Start here & sign up for the free email course. Use the free resources!  
https://www.thebudgetmom.com/start-here/
The Budgeting For Moms Group is where you can always find questions, answers, advice, reviews & recommendations from other community members about mothers making smart financial decisions and budget goals.

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