Question

Hi everyone!  So I’m about to pull the trigger on pet insurance for my pup.Hi everyone! So I’m about to pull the trigger on pet insurance for my pup. For those of you with a Trupanion policy- since you’re able to choose your deductible how high of a deductible did you go with? My pup is 3 years old and I got a quote for $76. 94/ mo. (this price includes the recovery & complementary care rider) $500 deductible per condition 90% reimbursement. I would also have a sinking fund for deductibles. My vet accepts direct payment from them which is a HUGE plus. I’m looking for input from those of you who have experience with a Trupanion policy specifically. Thanks  

Answer 1

Following bc this is the only insurance I found that pays upfront. I’m thinking of switching from Figo ($250 yearly deductible and covers 100% including exam fees, except well check ups. We pay $56 currently a month) but it’s reimbursement. my pup is 1. 5 yrs old so def thinking of switching before he starts to have any pre-existing conditions.  

Answer 2

Does anyone have an older dog? Do the rates go up as the dog gets older?  

Comments

Typically yes, but maybe someone else can verify for this company? I looked into it way back when I learned of pet insurance, but at the time, my dogs were 4, 5, 6 respectively. the cost to insure my 6 year old was MORE per year than I had ever spent in a year on his bills, even with an emergency trip once a year. so DEFINITELY sign up when they are young puppies! Not to mention they can be quick to call anything a 'pre-existing' condition.  

Answer 3

I pay under $50/month for my pet insurance for my 4 year old dog. $500 deductible, 80% reimbursement and $250 wellness allowance. Embrace pet insurance

Answer 4

I have loved Trupanion. They saved us close to $6k in January. We have a lower deductible and don't have any of the add on services so we pay about $60 a month