Question

Ok working on my envelopes, do you have a grocery and eating out envelope or a combined general food envelope?  

Answer 1

I may be the odd man out here. But we RARELY eat out. I don't have a separate restaurant envelope but if we do decide to eat out it comes out of our fun money.  

Comments

@factual211 me too!  

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@factual211 I thought about this too

Answer 2

Eating out comes from fun budget

Answer 3

I used to do restaurants and fast food separate, but now it's just one for eating out and the other for groceries

Answer 4

I separate.  

Answer 5

Separate so u know how much u spend on each

Answer 6

General food.  

Answer 7

Separate. I label eating out as fun.  

Answer 8

Grocery and dining are separate for me but I will use dinning money if I’m out of grocery money but need a few groceries to get by

Answer 9

I have a grocery. Restaurant envelope. Because other wise I’d spend it all on take out

Answer 10

Separate for each

Answer 11

Separate. I plan it into our budget

Answer 12

Fun money but I don’t do fast food

Answer 13

I have one for groceries and one for restaurants. For me I will spend all of the money on eating out and then wonder how I'm going to pay for groceries if I were to combine them. I get paid weekly so I put $64 in groceries & $63 in restaurants envelope each week. This month, I've rolled over the grocery money each week. This Friday I will pull that money and put it into our EF/snowball envelope.  

Answer 14

Separate and I just call it entertainment to encompass that. movies, mini golf, etc

Answer 15

I have one envelope for all food (groceries and eating out) because if we buy more groceries than there’s less to eat out on, and if we eat out too much than there’s less money to buy groceries. It’s like a seesaw for me

Answer 16

We have a separate envelope for groceries and eating out.  

Answer 17

Grocery is separate from eating out for us :)

Answer 18

I put eating out and fun money in the same category. Generally, anything I don't actually need comes out of there.  

Answer 19

We separate but only because we do online ordering for our groceries so I don’t take any cash out for that but do take cash out for eating out

Answer 20

I have grocery envelope and a Fun envelope that we use for going out or ordering takeout

Answer 21

Groceries is by itself. Eating out goes under my “Fun” envelop

Answer 22

Yes - separate

Answer 23

Separate envelopes for groceries and eating out

Answer 24

I have them separate!  

Answer 25

Mine is combined.  

Answer 26

General food envelope.  

Answer 27

Are you likely to spend all of your grocery money on eating out? Then keep them separate. If you rarely eat out, combining might be ok. Mine's separate because I'm a scrooge and need "permission" to spend money sometimes. Money in the eating out envelope gives me that permission.  

Comments

@differentiate1477 no we only eat out on Sunday after church normally!  

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@wilscam Then I think it's safe to combine them if it makes it easier for you to keep track. :)

Answer 28

Entertainment it's not a necessity lol

Answer 29

When my husband and I go out to eat, it's part of our Food envelope. When I go out to eat with friends, it's from the Eating Out envelope

Answer 30

I put "food" into one envelope. whether that be stopping by a coffee stand, going out to eat, or buying groceries. If I had a separate envelope for coffee and eating out, I would think "Oh, I can do it because I have money! " instead of thinking " I have to be careful not to buy coffee cause then I won't have money for groceries. " For me, it's a mental game.  

Answer 31

Groceries and entertainment are separate.  

Answer 32

I have mine separate to keep us in check on dining out.  

Answer 33

I have separate envelopes. I actually hit the food budget in a few envelopes. -grocery stores (mostly Aldi, sometimes Hyvee, sometimes groceries at Target) - eating out (restaurants) - Sam’s (it has its own envelope. It’s somewhat toiletries, somewhat food and some ‘other)

Answer 34

I have grocery and fun. My eating out is part of my fun.  

Answer 35

Grocery is separate, eating out goes in the fun money. And since TBM changed my perspective I usually cannot manage to allow much eating out and end up saving the money. Food tastes better at home and I know who prepared it. I'm quickly becoming very slow to spend my money

Answer 36

I have a grocery/household one and a fun envelope.  

Answer 37

Eating out is fun money if you have the means to. If you don't then as TBM said it should be part of your grocery budget (and in our case we stopped eating out all together then because we prioritized our kids eating healthy which is more costly where I live). Once we were able to afford "fun" stuff we got a fun budget. This was just a personal choice though.  

Answer 38

I have mine separate or we will be eating out far too often

Answer 39

Separate or I'd go back to eating out all of the time.  

Answer 40

Separate! I also separate household items into its own envelope too.  

Answer 41

I have always keep them separate and it’s worked well for us. We rarely eat out anymore but knowing it’s separate from budgeted home meals feels like an extra treat!