Cities
Des Plaines, IL
Naperville, IL
Niles, IL
Oak Park, IL
Oswego, IL
Plainfield, IL
Diet
Ideal Protein Protocol
Ideal Protein Alternatives
Keto Diet
Weight Watchers
Finance
Budgeting For Moms
Personal Finance
Interests
Cleaning Tips
Gardening Tips
Travel Tips
Marketing
Facebook Ads
Google AdWords
Search Engine Optimization
Tech
Arlo Cameras
Ring Home Security
Smart Home
SmartThings
☰
Login
Remember
Register
Budgeting For Moms Group
Questions
Popular
Tags
Users
Ask a Question
About
Budgeting For Moms
Questions
Hi! I use a 0 dollar based budget meaning all my...
Hi! I use a 0 dollar based budget meaning all my money is pre designated some where.
+12
votes
asked
Mar 1, 2020
by
abeyta2
(
220
points)
Hi! I use a 0 dollar based budget meaning all my money is pre designated some where.Hi! I use a 0 dollar based budget meaning all my money is pre designated some where. Where we start messing up is when the school sends home a letter saying our kids have to wear dr Seuss related costume for the school parade and they need it the following week. How do you guys budget/plan for unexpected expenses?
school
budget
money
kids
home
Please
log in
or
register
to answer this question.
11
Answers
+6
votes
answered
Mar 1, 2020
by
mambo
(
17.9k
points)
I keep a cushion (small) like 150-200 in my checking for these kinds of things.
Please
log in
or
register
to add a comment.
+10
votes
answered
Mar 1, 2020
by
kamal
(
400
points)
I put money into a sinking fund for Misc. expenses (savings account that I can easily pull from and accrues interest and I also have a variable misc. cash envelope I keep a little in every paycheck. Additionally, I have $1k that just sits in my checking account as a cushion. I always want be to be prepared for the unexpected!
Please
log in
or
register
to add a comment.
+10
votes
answered
Mar 2, 2020
by
fondue0
(
4.3k
points)
We have a kids sinking fund orrr call a grandparent
Please
log in
or
register
to add a comment.
+8
votes
answered
Mar 2, 2020
by
dextroamphetamine45
(
19.1k
points)
Misc . I keep a school envelope sinking fund and have it in cash at home for the school store, lunches and all their one week notices for money
Please
log in
or
register
to add a comment.
+8
votes
answered
Mar 2, 2020
by
wardlaw
(
12k
points)
Miscellaneous or clothing sinking fund. Or your cushion. Maybe start a school envelope?
Please
log in
or
register
to add a comment.
+7
votes
answered
Mar 2, 2020
by
lemmon
(
6.9k
points)
We have a misc fund that we do 100 a month. We have 3 kids and something pops up with them every month. end of the year is especially costly as they all have some type of field trip. Next year I am going to have an envelope designated to school. like pictures, school shirts, school fun stuff.
Please
log in
or
register
to add a comment.
+12
votes
answered
Mar 2, 2020
by
asti87
(
11.6k
points)
I have a school envelope, I use it for field trips, uniforms, book fairs, extra lunch $, School fees, spirit shirts, pictures, anything that she may need during the year and I add in extra during the summer months getting ready for back to school
Please
log in
or
register
to add a comment.
0
votes
answered
Mar 2, 2020
by
redolent
(
12.3k
points)
I would start a sinking fund for stuff like this. Estimate how much that kind of stuff will cost over the course of the school year and divide it by the number of paychecks in the year. I would just put a little bit back each paycheck.
Please
log in
or
register
to add a comment.
+10
votes
answered
Mar 2, 2020
by
harned
(
7.8k
points)
I have an envelope for each kiddo, allot about $100/month and it gets used when the teacher asks for a donation of supplies, or they need a quick costume, school photos I forget about, etc. The leftover money gets saved for bigger purchases or if they want a new something!
Please
log in
or
register
to add a comment.
0
votes
answered
Mar 2, 2020
by
merely
(
1.3k
points)
Thrift stores and consignment sales for sure. I just went to a consignment sale over the weekend and found a Thing 1 shirt for like $2 that my daughter will wear this week. Obviously it’s all luck on what you find, but you can find stuff that would at least work in some way even if you don’t find something specific.
Please
log in
or
register
to add a comment.
+3
votes
answered
Mar 2, 2020
by
level
(
1.1k
points)
Misc fund! And I go to 99cent store or dollar tree and try to use what we have at home. We have so many weeks were its wear xyz everyday. Red ribbon week, dr. seuss week, etc. Everyday it's something. I seriously dont do everyday
Please
log in
or
register
to add a comment.
The Budgeting For Moms Group
is where you can always find questions, answers, advice, reviews & recommendations from other community members about
mothers making smart financial decisions and budget goals
.
Most popular tags
money
credit
budget
husband
savings
payment
save
interest
account
paycheck
paid
student
house
payments
insurance
income
home
envelopes
bills
school
Related questions
0
votes
0
answers
How much do you budget in high school kids allowance for the week?
asked
Mar 5, 2020
by
upbeat47898
(
120
points)
school
budget
money
kids
+54
votes
42
answers
I could use some adult advice!
asked
Feb 11, 2020
by
pothook
(
2.5k
points)
money
paid
kids
home
hard
+53
votes
52
answers
Hi Everyone. I have a couple questions.
asked
May 5, 2020
by
tincture
(
6.9k
points)
budget
money
kids
+3
votes
2
answers
Question on how or where do you keep your big cash ( sinking founds ) I use Wells Fargo ( Not my favorite but is what we use) So right now what I have been doing is getting all the sinking found cash and put it in my envelopes and then in a small safe.
asked
Jan 31, 2020
by
nudicaul
(
910
points)
envelopes
money
house
cash
+52
votes
45
answers
Yesterday I decided that i wanted to get a gym membership for my boyfriend and I.
asked
Feb 13, 2020
by
redhead
(
3.1k
points)
school
income
budget
money
...