I’d love some advice! So, my husband is doing a side job that will bring him in approx $8k.I’d love some advice! So, my husband is doing a side job that will bring him in approx $8k. I’m wondering what to do with it. First of all, $3, 500 is going into a savings account so he can take some time off when our baby comes in July (he has no paid vacation). I’m struggling to decide what to do with the rest Here are my options: 1) Pay off most of our debt (around $5k - all of which is 0% APR but I will have to do another balance transfer if not paid off by July - I’m okay with that though) 2) Fully fund our sinking funds for this year (insurance deductible, a trip to Ireland we (hope) to take when I’m on maternity leave to visit family, new baby supplies, Christmas) Right now I’m leaning towards option 2 just because we’re currently throwing all of my paycheck at our sinking funds each month. Our budget is so tight and more often than not we go over ever so slightly. I figure we can give ourselves some more wiggle room in our budget, take some stress off the day to day and also keep throwing any extra money at debt. What would you do?
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