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by (570 points)
Need a little advice ! I have a AMEX CC the Skymiles for traveling, I get a $195 fee a yr, Current balance is 2154, Is it ok if I pay off the whole amount and close the card ? I don’t want to affect my credit  I have a score of 753 right now, my monthly payment is 133 but I have been paying 200 each month.  
Need a little advice !

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