Happy Monday! So my husband and I were approved for a FHA loan but the loan officer informed me that we could qualify for a USDA loan with no down payment if we fixed some things on our credit.Happy Monday! So my husband and I were approved for a FHA loan but the loan officer informed me that we could qualify for a USDA loan with no down payment if we fixed some things on our credit. My question is do we wait and fix the minor things or go ahead and use the FHA?
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