Hey ladies! I have a financial opportunity that I’d love your opinion on.Hey ladies! I have a financial opportunity that I’d love your opinion on. I bought my first home three years ago when I was 19 for $170, 000. When I did this I had no other debt. After I moved in I had to buy appliances and furniture which I ended up putting on credit cards. I also sold my paid off car and got a 2010 Rav4. I did all of this before I knew about Dave Ramsey. Racked up $23, 000 of consumer debt (including my car. ) and I’ve been on baby step 2 for a while now. This week I found out that I have $95, 000 of equity in my house and I think I’d like to sell it and use that money to pay off my debt and use the rest for a downpayment on a new build in a much more desirable neighborhood. I would be in a newer home, in a nicer neighborhood, with no debt besides my house and I would instantly have equity in my new house. Deal or no deal?