Happy Sunday! I've been a member here for a while now, but while I've commented here and there, this is my first official post.Happy Sunday! I've been a member here for a while now, but while I've commented here and there, this is my first official post. er, book! A bit about me. I'm 45 in a couple of weeks, married 21 years, and have 6 kids, ages 18-5. I was a stay at home mom for 17 years. A year ago I became a cashier at a local grocery store and LOVED it! Just scanning groceries and talking to big people! Anyhow, 2 weeks before school started this year, our principal through a preK/Kinder aide position in my lap. It paid $2 more per hour, and I was guaranteed consisted hours, which I didn't get as a cashier. I've been doing both jobs since September, although only at the store for 1 or 2- 4 hour shifts on weekends. Now, my question: Taxes are done, but I don't yet have a plan. Our refund is $7300 and $3000 is spoken for. I need help with the balance. We have $3386 in CC debt, a $1400 monthly mortgage payment, and a 14K 2nd mortgage ($190/month) that's a balloon due 9/2021. Oh, how I wish Miko had been around before we signed those papers! I just started saving for our $1K baby emergency fund in January, so that's still very small. Part of me wants to pay off all the CC debt. But, at the school, I'm an hourly employee, which means, unpaid vacations, holidays, and snow days. 2 weeks at Christmas was difficult, but we managed. We haven't gone further into debt. But another vacation week is in Feb, again in April, and then all of summer! I will have 4 weeks paid from the summer program I'll be working, but I'm wondering if paying all the debt is wise, or should I sock a bunch away for the upcoming months?
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