Question

Anyone else back with Usaa? Lately my account doesn’t update or get refreshed. For example I log on today at 6am (pacific time) and transactions from yesterday still haven’t cleared. So I’m always a day behind on my budgeting. Makes me feel unsure about moving money around. I always start my Friday as a new week/new budget. Any tips?  

Answer 1

I bank with USAA and they take foreeeeever to update. If you're tracking carefully, it shouldn't be an issue though. In fact, I all but ignore my bank account. Utilizing an expense tracker will give you a better idea on what is currently in your bank account, so you know how much roll over you have.  

Answer 2

Also, the day I spend money, I track it. I don't wait for it to clear