Question

What's a bill you pay regularly that you just HATE paying. and why?  

Answer 1

I hate paying my cell phone bill bc its ridiculous amount

Comments

@kex1167 don’t know your circumstances but look into straighttalk! I pay $55/month unlimited everything

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@swag8239 hows the service?  

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@swag8239 we pay it every month so it's not like I'm late it's just very high. like snoop dog high

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@kex1167 fantastic! I’m a typical millennial and am on my phone like 7 hours a day haha They run off AT&T towers! I’ve had them for about 10 years now  I can answer whatever questions about them you may have. Don’t buy their phones though, they are overpriced and low GB storage space. I buy unlocked AT&T phones and just put their SIM card in!  

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@kex1167 I just searched to see if they have a referral code if you’re interested, mine is: referral code SRRD-AD92. You get 5, 000 points I believe if you join which is a free months service so that’s cool. I joined the rewards program a while back when they started it and you get points for literally just paying your phone bill  I’m at the point now where I can cash in for a free month of service so that’s awesome. It’s the only company I’ve ever progressively seen get better. Years ago it was unlimited data but only the first 10gb were high speed and then they upped it to 15, then to 20 and now it’s up to 25gb high speed and then it slows down (literally so slow that you’ll just renew your service plan haha, I haven’t ran out in years since they updated this).  

Answer 2

The tax man. Can’t make money AND not pay that bill.  

Answer 3

Rent. It's ridiculous.  

Answer 4

Taxes. I get taxed on the money I earn, the money that's left over that I spend, then the things I spend that money on. By the time I add up all my taxes, I'm amazed I have anything left.  

Comments

@turtledove true but you also contribute to society . which is a nice thought!  

Answer 5

Student loans  

Answer 6

My car payment (just a few more months! )

Answer 7

Meh, I don't really hate paying any of them. The closest is internet, but it is pretty wonderful even if it costs me $50 a month. Balanced billing and automation help.  

Answer 8

Car payment for sure

Answer 9

Without a doubt, my cell phone. I was able to negotiate a corporate phone into my contract at work starting next month so I get to cut it loose. After that, the only bill that I pay that isn’t providing me shelter or sustenance is my internet bill, but I’m okay paying that one.  

Answer 10

Mortgage, internet and cell phone. In that order.  

Answer 11

Student loans for sure! The interest is a crime.  

Comments

@heber for sure! I refinanced a year ago and have a better interest rate. What are yours at now for interest?  

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@swag8239 an average of 3. 25% however, look at how the interest rate is accruing.  

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Can I do better?  

Answer 12

Student loans (which I don’t think I’ll ever be able to pay off)

Comments

@clare5 i am with you

Answer 13

Probably a tie between Student Loans and taxes. I don't think federal loans should have interest, and I think taxes should go to the people (healthcare, roads, infrastructure) more than corporate tax cuts. Why is FedEx not paying taxes? Are they somehow going to outsource delivery drivers?  

Comments

@adalard389 they already do in some cases. They have private delivery drivers. I also agree that student loans should be tax free.  

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I'm saying the big argument for tax breaks for corporations is that they keep jobs here. There's no way for FedEx to outsource a delivery driver to India or something.  

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@adalard389 I went on a FedEx tour recently and their fleet crew are all independent owner operators and the drivers are hired by those operators. Somewhere on the bottom corner of a FedEx truck, you’ll see the company name of the independent owner.  

Answer 14

Home security system bill.  

Answer 15

Cable. But wife wants it and it's her splurge.  

Answer 16

Student loans. The majority of the student loan debt we have was from my spouse. I was frustrated with mine but hers was 5 times as much. I know think the second date is when a couple should discuss debt. Once you fall in love it’s to late.  

Answer 17

I'm very lucky as I have only one real bill and that is student loan. It comes out of my checking every month without me thinking about it so I guess I have no bills I hate paying.  

Answer 18

Student loans! Mostly because I had more options than I was led to believe.  

Comments

@wraparound ^^ this! If only I knew now the options available like Clep tests, discounts and employers that pay for your education, etc.  

Answer 19

Mortgage, because it represents 1/3 of my monthly income.  

Answer 20

Rent because I live in sf

Answer 21

Car Insurance- My wife and I have both had perfect driving records for years and it still grows. Annoying as hell

Comments

Shop every 1-3 years. You dont owe them your loyalty.  

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@slave 100% done just still annoying

Answer 22

YouTube TV, but it's a "perk" perk for our tenant.  

Answer 23

Nothing really . I use the KonMarie method . if it doesn’t bring me joy, don’t pay for it!  

Answer 24

An overdue phone bill

Answer 25

My ATT internet bill because I've been fighting the company almost an entire year to get the tv portion removed as I cancelled and sent back equipment. They insist they don't have the internet only deal I was prised at said price point. I have a flier that specifically says it does. I just went to the apartment management to correct the issue. I'm probably owed $20+$300 by ATT. so super annoyed and let the apartment staff know. as they are continually pushing us to write positive reviews.  

Answer 26

Student loan. Interest is more than a car loan or a house. The degree is worth a max 75k a yr j o b. SMH. Misguided youth

Answer 27

Car note. If I could go back, I’d purchase a car all cash.  

Comments

@sclerous LMM should do a podcast episode on the best ways to purchase or lease a vehicle. So many people get taken to the cleaners. Especially when they “trade in” a car they still owe money on. It’s sick what some auto lenders do. Used car dealer finance programs are to be avoided at all costs, so-to-speak.  

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@heber yeah. I am glad I’m not in that situation. I do have family members who are struggling though.  

Answer 28

Taxes cuz it’s Theft

Answer 29

My in laws

Answer 30

All of them. Although I don’t pay many bills - my automation does.  

Answer 31

I'm on a payment plan for some advanced mammogram and I have health insurance. I don't think I'll have it paid off by the time I need to have it done again this year. I will have better health insurance but it costs more.  

Answer 32

Taxes and taxes. I say it twice because the government takes over 30% of my hard earned money on my income. And then on top of that they shamelessly collect sales tax, property tax, and car registration tax.  

Answer 33

Electric bill, I know the cycle and fluctuations in the time of year, but it's still stupid

Answer 34

My car payment, I owe 8, 000

Answer 35

Electric cause it's never the same

Comments

Does your electric company have a budget billing program? They'll take what you owed in the last 12 months and divide it into even payments every month

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@adalard389 I believe so yes just never looked into it

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It might help with planning. Mine fluctuates like crazy. The only caveat is some make you pay the difference at the end of the 12 months if you use more than you did last year.  

Answer 36

My HOA fees because they don’t anything around here  

Answer 37

Property taxes. Because the kids here are still stupid.  

Answer 38

MY power and food supplies be of the big increase every week

Answer 39

Car payment. Working on paying it off as quickly as possible

Answer 40

Water bill! $109 fixed monthly rate is ridiculous.  

Answer 41

Spectrum Cable Bill, $192. 33 monthly☹️

Comments

@lanny Sling TV is the way to go. I’ll never go back to Cable.  

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@lanny Sam here  

Answer 42

Spectrum Cable

Answer 43

Electric bill because it's out of my control how hot or cold the weather is outside and I feel like utilities have monopolized the area so there's no way to shop around it.  

Comments

In PA, we can choose our gas and electric suppliers. The gas company and electric companies still deliver the product, but you can choose the source. In my opinion, it has just made it way too confusing, analysis paralysis if you will. I just stuck with the default of the gas & electric company for simplicity. It didn't seem like switching would really be cheaper anyway.