Looking for some advice for my husband (because he’s asking and I’m honestly not sure). He just switched jobs, and combined the money from his last 2 401ks into a rollover IRA. He currently has a job, only matching 3% of his 401k, so he’s thinking of only putting money in up to that match, and putting $100/mo into the IRA. Is there a reason he should or shouldn’t put more money into the IRA vs. the 401k? Maxing out both is not currently an option.