I did my taxes tonight and if I use ALL of my refund toward debt, I can get a loan I’ve been lying off for years 3/4 paid off and have the rest paid off by September. And as soon as I committed my mind to that, I started thinking of alllll the other things I could do with that money. I’ve always had such a hard time letting big chunks of money go toward debt because what if I need it? Or what if I want to use it toward things I’ve been putting off, like new windows in my kids’ bedrooms and other needed things for the house How do you convince yourself to let go? My sinking funds are good and I already have my $1000 emergency fund, so I don’t need it for those things.
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