My 2020 Savings Challenge is using what I've already bought! For instance I will by lotions and potions and think I will use them and then a month later stick them in the closet to never be used again. I've done this with lotion, cleaning supplies, make-up, candles, mouthwash, and so on. So this year I'm determined to use them up! This is a win-win situation. 1. I'm actually using the items my money already bought so I'm getting my money out of the items 2. I will declutter my house by removing all the excess stuff that I have but didn't use. Right now I'm using the DR snowball debt method where you use up the items that is closest to being finished first. I figure I will have great skin, white teeth, and a clean house come 2021! What are your unique personal savings challenges?