By the end of this month I'll be fully current on all bills and ready to start tackling debt with more force. I'm working on setting up a modified debt snowball spreadsheet. I say modified because my husband is paying 3 debts (a small car loan for our son and two credit cards) using money generated by his side hustle. Those won't be figured into this snowball effort. I do need to include $820 that I owe to my ex-husband for over-payment of child support. There is no 'minimum' payment and no interest at this point because he hasn't been a jerk about it. It isn't the lowest debt, but it's close and it is one I'd like to get 'off my back. ' Additionally, I suspect that we'll owe both federal and state taxes because my son made too much money last year for me to claim him. What advice would you have for setting up our snowball given these unique situations?
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