Question

I want to get a credit card to help boost my credit. I have a secured card but it’s not really building my credit I want to get a regular card with no annual fee. What is a good starter credit card?  

Answer 1

I had a capital one card for years and it didn't help at all. A month after having my amazon card, it went up by 50+ points!  

Answer 2

We did a CD backed loan a few years ago and it built our credit a hundred points in a year.  

Answer 3

Check with your bank/credit union to see what they have to offer since you’re already established with them.  

Answer 4

I got my first credit card through Capital One. They started me off with a balance of $300 and my limit increased if I paid my bill on time. Check out Nerd Wallet. They can give you options of what you are more likely to qualify for.  

Answer 5

My amazon card was my first card!  

Answer 6

I’ve had the Discover It card since 2015 and have never paid a fee. In fact, they have paid me regarding earning cashback that I just apply to my bill. I pay it off monthly. In 5 years I have gone from a $3, 000 Limit to a $12, 700 Limit but never use more than 8% of my Limit and I pay it off each cycle.  

Answer 7

Discover would be the way to go, I've had great customer service with them and never a problem. The first year I remember they matched my cash back so I got double the amount.